Why Should I Look For New Insurance?
Will This Service Cost Me Anything?
What Factors Will Impact My Quotes?
Did you Know...
Did you know car insurance quotes can increase by as much as 47% after an accident? We did. The truth is, the cost of insurance varies GREATLY based on when you apply for it, and your current living conditions. If you haven't considered changing insurance providers for years, you could be looking at BIG savings.
Hint: We charge the insurance companies, not you.
InsurancePurse operates with 0% financial cost to the consumer, meaning we charge the insurance companies, NOT you. When you think about it, insurance companies are pursuing every single eligible person in the United States as a client...that's a lot of potential customers! So, we charge the insurnace companies a referral fee for finding the right person, at the right time. Does this mean we're biased toward recommending one over the other? Absolutely not. We collected detailed information about your circumstances during our profiling survey, so that we can recommend not just any options, but the best option for you.
Here's what matters Most to insurance companies.
Location
Your location is one of the biggest factors in determining your insurance rates. Insurance premiums for state-minimum coverage vary by up to 318%!
Car Make & Model
The safer the vehicle, the cheaper the insurance (sometimes). Insurance companies prefer to insure safe vehicles as they're less likely to have expensive repairs. So what you drive is just as important as how you drive.
High-Risk Violations
If you're getting into a lot of accidents or receiving speeding tickets, it will impact your insurance premiums. Insurance providers reward safe driving habits, so be sure to keep your high-risk violations to a minimum.
Credit History
Some states actually take your credit history into account when determining your premiums. Indiviuals with good credit can save some money each month in the majority of US states.
